What you'll see
- Wholesale interchange at cost plus a clear, disclosed markup — on separate lines.
- Commercial cards optimized with Level 2/3.
- No junk fees, and no application fee to find out.
Merchant services · get a rate
Merchant services with a rate you can actually read.
We're the payments ISO of Lifted Holdings. We board your merchant account, quote interchange-plus after reading one real statement, and back it with the terminal, the point of sale, a Level 2/3 gateway — and the software your business runs on. No application fee.
PAXSTORE-approved · built for PayDroid
E2EE tokenization · SAQ-A
Pricing without the fog
Interchange-plus, quoted after a real statement.
Tailored to your business — card type, ticket size, volume, and industry all move the number, so an honest quote comes after we see one real statement, not before. What we promise is the shape. See how to lower your processing fees and interchange-plus vs flat-rate.
Technology, configured separately
- $15/mo per device for the Lifted Pay terminal app — first user included.
- $5/mo per added Lifted Pay user, with their own login and role.
- LiftedPOS + Lifted POS Connect, integrations, and custom solutions are scoped to the configured deployment.
One relationship, every rail
Card, ACH, and eCheck — under one account.
We're a direct reseller on both card and bank rails, so each payment type routes to the rail that costs the least, and it all reconciles in one place. Most accounts fund next business day on card batches closed before the daily cutoff; your exact funding schedule and any reserve are set at underwriting.
Card via Lifted Gateway
EMV, contactless, and keyed card payments on Lifted Gateway, with Level 2/3 on eligible commercial cards.
ACH & eCheck via Lifted bank-transfer services
Bank-rail payments through our Lifted bank-transfer services reseller gateway — for recurring and higher-ticket billing where cards cost more.
One account, one ledger
Terminals and cloud POS settle to the same Lifted account with one reconciled batch — with invoices and payment links rolling out through launch.
How boarding works
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Apply, get reviewed, go live.
Apply & get reviewed
Submit the application with one recent statement. We underwrite it and come back with a transparent interchange-plus quote — no surprises at signing.
Configure the approved payment path
After approval, Lifted configures the merchant account, processing connection, hardware, gateway, and reporting for the selected deployment.
Provision & go live
Your PAX terminal, POS, and portal are provisioned and ready to sign in — take payments and reconcile in one place.
Actual Lifted interface with simulated data. Refunds are live for qualifying completed transactions and eligible merchant roles and payment rails.
The whole stack, from one partner
More than a rate. The software too.
Terminals & POS
Lifted Pay on the PAX A920 family and Lifted POS for the register.
Level 2/3 gateway
Interchange-optimized rates on B2B and commercial cards, appended automatically.
Custom software
Bespoke payments software — terminals, integrations, portals, and backends — from the team that builds our own.
Questions
Merchant services, answered.
How much does credit card processing cost?
We quote interchange-plus after reviewing one recent statement: wholesale interchange
passed through at cost, plus a clear, disclosed markup — not one bundled percentage. Commercial cards are
optimized with Level 2/3. If Lifted Pay is selected, it starts at $15/mo
per device with the first user included and additional users at $5/mo.
LiftedPOS with Lifted POS Connect, existing-system integrations, hardware, cellular, and custom solutions are
priced to the configured deployment.
Is there an application fee?
No. Applying and getting a rate review costs nothing, and nothing is final until you've
seen the numbers. All merchant accounts are subject to underwriting approval.
Do I have to switch processors?
Not always. Lifted supports multiple qualified processing configurations. We review
the current setup, hardware, and merchant requirements before recommending whether to retain or change any
part of the payment stack.
How long does boarding take?
Apply in a few minutes with one recent statement. A real person underwrites it and
returns a transparent quote, then we provision your terminal, POS, and portal so you can sign in and take payments.
How fast do I get funded?
Most accounts fund next business day on card batches closed before the daily cutoff,
with ACH and eCheck on their own bank-rail timing. Your exact funding schedule, batch cutoff, and any reserve or
holdback are set at underwriting and printed on your approval.
Start here
Get a rate. Get the software. Get one partner.
Send one recent statement and we'll show you the true all-in blended rate you pay now, then quote interchange-plus. No application fee, and if we can't beat it, we'll tell you.