Merchant services with a rate you can actually read.
We're the payments ISO of Lifted Holdings. We board your merchant account, quote
interchange-plus after reading one real statement, and back it with the terminal, the point of sale, a
Level 2/3 gateway — and the software your business runs on. No application fee.
Tailored to your business — card type, ticket size, volume, and industry all move the number,
so an honest quote comes after we see one real statement, not before. What we promise is the shape. See
how to lower your processing fees and
interchange-plus vs flat-rate. Run a food business? Our guide to
credit card processing for restaurants covers tips, service
charges, and tap-to-pay on the PAX A920.
What you'll see
Wholesale interchange at cost plus a clear, disclosed markup — on separate lines.
$15/mo per device for the Lifted Pay terminal app — first user included.
$5/mo per added user, with their own login and role.
Software fees are billed separately from your processing rate — no per-transaction software surcharge.
One relationship, every rail
Card, ACH, and eCheck — under one account.
We're a direct reseller on both card and bank rails, so each payment type routes to the rail
that costs the least, and it all reconciles in one place. Most accounts fund next business day on card
batches closed before the daily cutoff; your exact funding schedule and any reserve are set at underwriting.
Card via Maverick
EMV, contactless, and keyed card
payments on our Maverick gateway, with Level 2/3 on eligible commercial cards.
ACH & eCheck via NMI
Bank-rail payments through our NMI
reseller gateway — for recurring and higher-ticket billing where cards cost more.
One account, one ledger
Terminals and cloud POS settle to the
same Lifted account with one reconciled batch — with invoices and payment links rolling out through launch.
How boarding works
Apply, get reviewed, go live.
01
Apply & get reviewed
Submit the application with one recent
statement. We underwrite it and come back with a transparent interchange-plus quote — no surprises at signing.
02
Board on Maverick or your VAR
Board your merchant account on our
Maverick boarding, or bring your existing processor's TSYS-Sierra VAR sheet and keep the full back office.
03
Provision & go live
Your PAX terminal, POS, and portal are
provisioned and ready to sign in — take payments and reconcile in one place.
We quote interchange-plus after reviewing one recent statement: wholesale interchange
passed through at cost, plus a clear, disclosed markup — not one bundled percentage. Commercial cards are
optimized with Level 2/3. Software is billed separately and flat: $15/mo per
device and $5/mo per additional user.
Is there an application fee?
No. Applying and getting a rate review costs nothing, and nothing is final until you've
seen the numbers. All merchant accounts are subject to underwriting approval.
Do I have to switch processors?
Not necessarily. You can board on our Maverick boarding, or bring your existing
processor's TSYS-Sierra VAR sheet and keep the full back office while your funds stay where they are.
How long does boarding take?
Apply in a few minutes with one recent statement. A real person underwrites it and
returns a transparent quote, then we provision your terminal, POS, and portal so you can sign in and take payments.
How fast do I get funded?
Most accounts fund next business day on card batches closed before the daily cutoff,
with ACH and eCheck on their own bank-rail timing. Your exact funding schedule, batch cutoff, and any reserve or
holdback are set at underwriting and printed on your approval.
Start here
Get a rate. Get the software. Get one partner.
Send one recent statement and we'll show you the true all-in
blended rate you pay now, then quote interchange-plus. No application fee, and if we can't beat it, we'll tell you.
